Every Journey Deserves Trusted Protection 
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Every Journey Deserves Trusted Protection
Secure Your Drive with Hero Insurance Broking
As part of the Hero Enterprise legacy, we uphold a commitment to fairness, reliability, and lasting relationships. Our processes are transparent, our premiums remain competitive, and our claims service stands on the foundation of accountability. At Hero Insurance Broking, protection is more than a promise; it is a tradition built on trust, integrity, and experience. Your vehicle represents years of effort and aspiration. We ensure it stays secure against every uncertainty — from natural calamities and accidents to theft or third-party claims. Each policy is crafted with care, designed to deliver clarity, consistency, and ease when you need it most. Join the millions who drive with confidence under the assurance of Hero. Protect what you value. Drive with dignity. Trust the legacy of Hero.
IRDAI Licensed Broker
Fully authorized by India’s insurance regulator — compliance-first, no exceptions.
Part of the Hero Enterprise
Quality and reliability across insurance distribution, real estate, and steel.
Awarded for Innovation
Winner – Digital Insurance Excellence (2023, 2024)
Millions of Satisfied Customers
Most of our customers stick with us year after year and we take that as the highest compliment.
Get Insured Today and Drive Free of WorriesHero Insurance Broking – Your trusted partner on every road.
What are the Different Types of Car
Insurance Policies in India?
Third-Party Insurance
As per the Motor Vehicle Act of 1988, Third-Party Car Insurance is the minimum insurance requirement for a car to be legally driven on Indian roads. In the event of an accident involving the insured's vehicle, it provides financial protection against injuries, death, or property damage to a third party. Nevertheless, it is important to note that a Third-Party Car Policy does not cover damages to the insured vehicle.
Comprehensive Insurance
Comprehensive Car Insurance is a combination of a Third-Party and Own Damage (OD) Policy, so you get the coverage of both plans. Third-party coverage includes injury, death or property damage to a third party in an accident involving the insured vehicle. An OD Policy, on the other hand, provides coverage for damages/loss to your own vehicle. You also get the provision to select add-ons with this policy to extend coverage.
Stand Alone Own Damage Cover Policy
A stand-alone Own Damage (OD) Policy covers accidental collisions, natural and manmade calamities, theft, fire, and total loss. Furthermore, under this policy, you can also select Add-Ons to further enhance coverage. For more comprehensive coverage, we advise purchasing an OD Policy if you already possess the legally required Third-Party Insurance Policy. By doing so, you can financially protect yourself from a host of car-related accidents.
What’s Covered vs. What’s Not
Understand exactly what your car insurance policy includes—and where it doesn’t apply. Hero Insurance Broking helps you make informed, transparent choices.
📝 See What Your Policy Covers
Insurance is the subject matter of solicitation. Inclusions and exclusions vary by insurer and plan. Always read the full policy document before purchase.
Power-Up Your Car Insurance with Add-Ons
Add-ons let you tailor your policy beyond the basics. Hero helps you mix, match, and visualize the value of each upgrade during quote comparison.
Zero Depreciation Cover
Full claim value without deductions for part wear-and-tear—great for newer cars.
Engine & Gearbox Protection
Safeguards against internal damage, especially during floods or oil leaks.
Tyre Protection Cover
Get covered for bulges, punctures, and blowouts—ideal for city potholes or highways.
Windshield Cover
Protects against glass damage from flying debris—preserves your No Claim Bonus too.
Consumables Cover
Covers small parts like bolts, grease, and brake oil—often missed in claims.
Roadside Assistance (RSA)
Get emergency towing, jump-start, tyre change, or fuel delivery—nationwide.
Add-ons are optional enhancements and vary by insurer and car type. Pricing shown is indicative. Always read policy wording carefully.
Renew or Break-In Support – Keep Your Cover Active
Missed your policy renewal date? No problem. Hero Insurance Broking helps you with online car insurance renewal, so you're never left unprotected.
✅ Timely Renewal
- 🏆Retains your No Claim Bonus (up to 50%)
- 📜 Legal compliance without fines
- ⏳ No inspection or survey required
- 🧘 Policy continuity with zero lapses
- ⚡ Instant online issuance in minutes
⚠️ Expired / Break-In Renewal
- 🔍 Requires vehicle inspection (physical or video)
- 💸 Risk of being uninsured during lapse period
- 🚫 Loss of accumulated NCB
- 📞 Hero assists with break-in surveys and
follow-ups - ⏱️ Higher turnaround time (1–2 days)
⏰ Don’t Wait Until It’s Too Late
Renew your car insurance before expiry and keep all your benefits intact—Hero Insurance Broking will even remind you before it's due!
🔁 Renew My Policy NowInsurance is the subject matter of solicitation. Break-in renewals are subject to successful inspection, vehicle condition, and insurer underwriting approval.
The Destination: Peace of Mind on Every Journey
When your car is insured with the right plan, you don’t just protect a vehicle—you protect your freedom, your family, and your finances. That’s what Hero Insurance Broking is here for.
Hero is not just an insurance broker—we're your guide, your expert, and your protection partner.
Wherever you go, drive insured. Drive confident. Drive with Hero.
🛡️ Let’s Get You Insured TodayInsurance is the subject matter of solicitation.
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